Shopify Capital償還余款以及還款涉及內(nèi)容-ESG跨境

償還余款

您可以為貸款償還高于 20 美元的任意金額，也可一次性支付剩余的全部余額。付款將從與您的 Shopify 賬戶關(guān)聯(lián)的同一商業(yè)銀行賬戶中扣除。

步驟：

1. 在 中，轉(zhuǎn)到設(shè)置 > 資本。

2. 點(diǎn)擊進(jìn)行付款。

3. 選擇您要支付的金額：

• 若要一次性付款，請(qǐng)?jiān)?strong>自定義金額字段中輸入金額。

• 若要全額支付，請(qǐng)點(diǎn)擊全部未繳余額。

4. 點(diǎn)擊下一步并查看要償還的金額。

5. 點(diǎn)擊進(jìn)行付款。

完成還款后，您將收到一封確認(rèn)電子郵件。

還款涉及哪些內(nèi)容？

為了計(jì)算每日將償還給 Shopify Capital 的金額，每日償還率將應(yīng)用于您商店的每日銷售收入。

為了便于計(jì)算還款額，您商店的每日銷售收入包括當(dāng)天標(biāo)記為已付款的所有訂單，不考慮訂單來(lái)源、訂單處理方式或訂單之后是否退款或取消。

測(cè)試訂單

計(jì)算還款金額時(shí)，您商店的每日銷售收入中不包括的唯一訂單是當(dāng) Shopify Payments 處于測(cè)試模式時(shí)所下的測(cè)試訂單。如果在下訂單時(shí)未啟用測(cè)試模式，在計(jì)算當(dāng)日的還款金額時(shí)，此訂單將包含在您商店的銷售收入中。

常見

我有資格獲得 Shopify Capital 貸款嗎？

只有位于以下美國(guó)州的商店才有資格獲得 Shopify Capital 貸款：

• 亞利桑那州

• 愛達(dá)荷州

• 伊利諾伊州

• 印地安那州

• 愛荷華州

• 堪薩斯州

• 路易斯安那州

• 緬因州

• 北卡羅來(lái)納州

• 南卡羅來(lái)納州

• 猶他州

• 華盛頓州

• 威斯康星州

• 懷俄明州

如果我在 60 天后還沒有償還最低還款金額怎么辦？

如果您在 60 天期限結(jié)束時(shí)未償還階段最低還款金額，則您已付款的金額與階段最低還款金額之間的差額將從您的賬戶中扣除。

我能在 12 個(gè)月期限內(nèi)償還貸款嗎?

還款金額根據(jù)您每日銷售額的百分比進(jìn)行計(jì)算。如果您在該年銷售業(yè)績(jī)高，那么您可以在 12 個(gè)月的期限內(nèi)償還貸款。在 12 個(gè)月期限結(jié)束前償還貸款不會(huì)受到處罰。

貸款的固定借款成本是如何計(jì)算的？

貸款的借款成本是您收到的貸款金額的固定百分比。貸款的借款成本是按供應(yīng)基礎(chǔ)計(jì)算的。

Repay the remaining balance

You can repay any amount over $20 against your loan, or the full remaining balance in one lump sum. The payment is debited from the same business bank account that's associated with your Shopify account.

Steps:

1. From your Shopify admin, go to Settings > Capital.

2. Click Make a payment.

3. Choose the amount that you want to pay:

• To pay a lump sum, enter the amount in the Custom amount field.

• To pay the full amount, click Full remaining balance.

4. Click Next step and the amount to be repaid.

5. Click Make a payment.

You will receive a confirmation email when your repayment is complete.

What's included in the repayment?

To calculate the amount that will be repaid to Shopify Capital each day, the daily repayment rate is applied to your store's daily sales revenue.

For the purpose of calculating repayment, your store's daily sales revenue includes every order that was marked as paid that day, regardless of the source of the order, how payment was processed, or whether the order was later refunded or canled.

Test orders

When calculating repayment, the only orders that are not included in your store's daily sales revenue are test orders that were placed when Shopify Payments was in test mode. If test mode was not enabled when an order was placed, then the order is included in your store's sales revenue when the day's repayment is calculated.

FAQ

Am I eligible for a Shopify Capital loan?

Only stores located in the following US states are eligible for a Shopify Capital loan:

• Arizona

• Idaho

• Illinois

• Indiana

• Iowa

• Kansas

• Louisiana

• Maine

• North Carolina

• South Carolina

• Utah

• Washington

• Wisconsin

• Wyoming

What if I haven’t paid back the milestone minimum payback amount after 60 days?

If you don't meet the milestone minimum payback amount by the end of the 60-day period, then the difference between the amount that you've paid and the milestone minimum pay back amount will be debited from your account.

Can I payback my loan quicker than the 12-month term?

The repayment amount is based on a percentage of your daily sales. If you have a strong year in sales, then you can repay your loan before the 12-month term. There is no penalty for repaying your loan before the end of the 12-month term.

How is the fixed borrowing cost of the loan calculated?

The borrowing cost of the loan is a fixed percentage of the loan amount you receive. The borrowing cost of a loan is calculated on an offer-by-offer basis.

特別聲明：以上文章內(nèi)容僅代表作者本人觀點(diǎn)，不代表ESG跨境電商觀點(diǎn)或立場(chǎng)。如有關(guān)于作品內(nèi)容、版權(quán)或其它問題請(qǐng)于作品發(fā)表后的30日內(nèi)與ESG跨境電商聯(lián)系。