Shopify Capital 概述

如果您有資格獲得 Shopify Capital 的資金，則會在 Shopify 后臺中看到預(yù)審金額。點(diǎn)擊進(jìn)行申請后，通常需要 2-5 個工作日處理申請。如果獲得批準(zhǔn)，您的企業(yè)銀行賬戶將在兩個工作日內(nèi)收到資金。

在了解 Shopify Capital 及其資金選項(xiàng)之前，您不妨先閱讀我們的術(shù)語表。

本頁相關(guān)主題

• 從 Shopify Capital 獲得資金的資格

• Shopify Capital 和 Shopify Payments

• Shopify Capital 和第三方支付服務(wù)提供商

• 向 Shopify Capital 申請預(yù)審金額

從 Shopify Capital 獲得資金的資格

備注：Shopify Capital 貸款目前僅限于位于美國境內(nèi)選定州的 Shopify 商店。

Shopify Capital 商家現(xiàn)金墊款面向美國其余所有州、加拿大和英國提供。

如果您有資格申請 Shopify Capital 資金，您將收到邀請您查看可用資金選項(xiàng)的電子郵件，并在 后臺內(nèi)的主頁上看到邀請消息。

如果您未收到查看資金選項(xiàng)的邀請，則表示您目前沒有資格從 Shopify Capital 獲得資金。

Shopify Capital 和 Shopify Payments

Shopify Capital 適用于使用 Shopify Payments 的合格商家以及使用第三方支付網(wǎng)關(guān)的合格商家。我們鼓勵您使用 Shopify Payments，因?yàn)樗堑谝环剑荚谕ㄟ^提供強(qiáng)大的業(yè)績視圖、自定義分析以及對其他 Shopify 財務(wù)解決方案的獲取途徑來幫助您取得成功。

如果您在從 Shopify Capital 獲得資金時使用 Shopify Payments，您將無法停用 Shopify Payments，直到全額償還欠款總額為止。如果您在與 Shopify Capital 的持續(xù)資金協(xié)議有效期間嘗試停用 Shopify Payments，您將看到消息無法停用 Shopify Payments。全額償還欠款總額后，您可根據(jù)需要停用 Shopify Payments。

您仍然可以從設(shè)置 > 支付服務(wù)提供商處更改與您的 Shopify Payments 關(guān)聯(lián)的企業(yè)銀行賬戶。這將更改您的 Shopify Payments 款項(xiàng)存入的企業(yè)銀行賬戶以及匯出 Shopify Capital 匯款的企業(yè)銀行賬戶。匯款和入賬款項(xiàng)必須從相同賬戶中進(jìn)行處理。

備注：已計劃的任何匯款仍會使用舊企業(yè)銀行賬戶信息進(jìn)行扣除，因?yàn)檫@些匯款已提交進(jìn)行轉(zhuǎn)賬。更改后產(chǎn)生的任何新的匯款都將從新賬戶進(jìn)行處理。

Shopify Capital 和第三方支付服務(wù)提供商

如果您使用的是第三方提供商，您可以通過單擊 Shopify 后臺的資金設(shè)置頁面上的更改銀行賬戶，隨時更改您的銀行信息。

備注：已計劃的任何匯款仍會使用舊企業(yè)銀行賬戶信息進(jìn)行扣除，因?yàn)檫@些匯款已提交進(jìn)行轉(zhuǎn)賬。更改后產(chǎn)生的任何新的匯款都將從新賬戶進(jìn)行處理。

向 Shopify Capital 申請預(yù)審金額

如果您符合從 Shopify Capital 獲得資金的條件，那么您將在主頁上看到邀請，其中包含您的可用資金選項(xiàng)。

步驟

1. 在包含邀請的主頁上，點(diǎn)擊所需預(yù)審金額下方的申請。

2. 查看應(yīng)用程序的服務(wù)條款，然后點(diǎn)擊接受條款。

3. 在申請 Shopify Capital 頁面上，輸入所需的詳細(xì)信息，然后點(diǎn)擊下一步。

4. 在添加商業(yè)銀行賬戶部分中，輸入您的銀行詳細(xì)信息，然后點(diǎn)擊下一步。

5. 在審核資金詳情下，查看您的信息，然后點(diǎn)擊申請優(yōu)惠。

資金申請獲得批準(zhǔn)前，您可能還需要提交其他文件。如果您的申請獲得批準(zhǔn)，您會收到電子郵件通知。

Overview of Shopify Capital

If you're eligible for funding from Shopify Capital, then you'll see a pre-qualified amount in your Shopify admin. If you click to apply, then it typically takes 2-5 business days for your application to be processed. If you're approved, then you could receive the money in your business bank account within two business days.

You might find it helpful to read our glossary of terms before reading about Shopify Capital and its funding options.

On this page

• Eligibility for funding from Shopify Capital

• Shopify Capital and Shopify Payments

• Shopify Capital and third-party payment providers

• Request a pre-qualified amount from Shopify Capital

Eligibility for funding from Shopify Capital

ive funding from Shopify Capital, then you can't deactivate Shopify Payments until the total amount owed is fully repaid. If you try to deactivate Shopify Payments while you're in an ongoing funding agreement with Shopify Capital, then you'll see an Unable to deactivate Shopify Payments message. When the total amount owed is fully repaid, you can deactivate Shopify Payments if you Wish to do so.

You can still change the business bank account associated with your Shopify Payments from Settings > Payment providers. This changes the business bank account where your Shopify Payments payouts are deposited to, as well as where your Shofy Capital repayments are withdrawn from. The repayments and payouts cannot happen from separate accounts.

Shopify Capital and third-party payment providers

If you're using a third-party payment provider, then you can change your banking information at any time by clicking Change bank account on the Capital settings page of your Shopify admin.

Request a pre-qualified amount from Shopify Capital

If you're eligible for funding from Shopify Capital, then you'll see an invitation with your available funding options on your Home page.

Steps

1. On your Home page containing the invitation, click Request under the pre-qualified amount that you want.

2. Review the terms for your application and then click Accept terms.

3. On the Apply for Shopify Capital page, enter the required details and then click Next.

4. In the Add business bank account section, enter your bank details and then click Next.

5. Under Review funding details, review your information and then click Apply for offer.

You might need to submit additional documents before your funding application is approved. You are notified by email if your application is approved.

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